Attention homeowners: Real estate appraisal services for in Dover and Bonner County

Here are the top reasons ID homeowners call on Lonepine Appraisal Co.:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
To challenge a ID property tax assessment
Remove PMI to cut their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in ID by determining the true market value of real estate in question

Own a home in or near Dover, ID and need help determining the value of it?
Contact Lonepine Appraisal Co..

At Lonepine Appraisal Co., we understand the particular needs of a customer after appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Lonepine Appraisal Co., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Lonepine Appraisal Co. is qualified in helping clients just like you abolish undesirable PMI insurance.

Challenge Bonner county's assessment of your property

Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Lonepine Appraisal Co. is your chief weapon.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Lonepine Appraisal Co. can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.